:root {
  --bg: #050b08;
  --bg-2: #07140e;
  --surface: #0b1d14;
  --surface-2: #0f281b;
  --surface-3: #143623;
  --text: #effff5;
  --muted: #9db9a8;
  --line: rgba(109, 255, 164, .18);
  --line-strong: rgba(79, 255, 143, .42);
  --neon: #39ff88;
  --neon-2: #8dff5a;
  --aqua: #24e8b4;
  --warning: #d9ff74;
  --shadow: 0 24px 70px rgba(0, 0, 0, .32);
  --glow: 0 0 0 1px rgba(57, 255, 136, .12), 0 18px 55px rgba(11, 196, 92, .13);
  --radius: 24px;
  --radius-sm: 15px;
  --max: 1160px;
  --font: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; color-scheme: dark; }
body {
  margin: 0;
  overflow-x: hidden;
  background:
    radial-gradient(circle at 12% 8%, rgba(31, 164, 88, .12), transparent 29rem),
    var(--bg);
  color: var(--text);
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}
img { display: block; max-width: 100%; }
a { color: var(--neon); text-underline-offset: 4px; }
a:hover { color: var(--neon-2); }
button, input { font: inherit; }
[hidden] { display: none; }
:focus-visible { outline: 3px solid var(--neon-2); outline-offset: 3px; }
h1, h2, h3 { margin: 0 0 .55em; line-height: 1.12; letter-spacing: -.035em; }
h1 { font-size: clamp(2.45rem, 6vw, 5.4rem); }
h2 { font-size: clamp(1.75rem, 4vw, 3.15rem); }
h3 { font-size: 1.12rem; }
p { margin: 0 0 1em; }
.wrap { width: min(var(--max), calc(100% - 40px)); margin-inline: auto; }
section { padding: 86px 0; scroll-margin-top: 92px; }

/* Garis identitas */
.pita-krayon {
  height: 4px;
  margin: 0;
  border: 0;
  background: linear-gradient(90deg, transparent, var(--neon), var(--aqua), var(--neon-2), transparent);
  box-shadow: 0 0 24px rgba(57, 255, 136, .72);
}
.label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 12px;
  color: var(--neon);
  font-size: .72rem;
  font-weight: 900;
  letter-spacing: .14em;
  text-transform: uppercase;
}
.label::before { content: ""; width: 19px; height: 2px; background: currentColor; box-shadow: 0 0 10px currentColor; }
.kepala-bagian { max-width: 720px; margin-bottom: 34px; }
.kepala-bagian > p { color: var(--muted); }

/* Header */
.header {
  position: sticky;
  top: 0;
  z-index: 50;
  border-bottom: 1px solid var(--line);
  background: rgba(5, 13, 9, .9);
  backdrop-filter: blur(18px);
}
.header-isi {
  position: relative;
  display: flex;
  align-items: center;
  gap: 25px;
  width: min(var(--max), calc(100% - 40px));
  min-height: 76px;
  margin-inline: auto;
}
.merek { display: flex; align-items: center; gap: 11px; color: var(--text); font-weight: 900; text-decoration: none; }
.merek .tanda {
  display: grid;
  width: 38px;
  height: 38px;
  place-items: center;
  border: 1px solid var(--line-strong);
  border-radius: 12px;
  background: linear-gradient(145deg, var(--surface-3), #0a7c41);
  color: var(--text);
  box-shadow: 0 0 28px rgba(57, 255, 136, .18);
}
.merek .logo-gambar { width: auto; max-width: min(220px, 43vw); height: auto; padding: 0; border: 0; border-radius: 0; background: none; object-fit: contain; }
.nav { display: flex; align-items: center; gap: 22px; margin-left: auto; }
.nav a { position: relative; color: #b9d3c2; font-size: .84rem; font-weight: 800; text-decoration: none; }
.nav a::after { content: ""; position: absolute; right: 0; bottom: -8px; left: 0; height: 2px; background: var(--neon); transform: scaleX(0); transition: transform .18s ease; }
.nav a:hover { color: var(--text); }
.nav a:hover::after { transform: scaleX(1); }
.menu-tombol {
  display: none;
  width: 46px;
  height: 46px;
  margin-left: auto;
  border: 1px solid var(--line-strong);
  border-radius: 13px;
  background: var(--surface);
  color: var(--neon);
  cursor: pointer;
}

/* Tombol */
.tbl {
  display: inline-flex;
  min-height: 46px;
  align-items: center;
  justify-content: center;
  padding: 10px 20px;
  border: 1px solid transparent;
  border-radius: 12px;
  font-size: .86rem;
  font-weight: 900;
  text-decoration: none;
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.tbl:hover { transform: translateY(-2px); }
.tbl-utama { background: linear-gradient(135deg, var(--neon), #16c968); color: #021108; box-shadow: 0 12px 30px rgba(42, 240, 119, .16); }
.tbl-utama:hover { color: #021108; box-shadow: 0 16px 38px rgba(42, 240, 119, .27); }
.tbl-garis { border-color: var(--line-strong); background: rgba(12, 42, 27, .45); color: var(--text); }
.tbl-garis:hover { border-color: var(--neon); color: var(--neon); }

/* Hero */
.hero { position: relative; overflow: hidden; padding: 105px 0 92px; border-bottom: 1px solid var(--line); }
.hero::before {
  content: "";
  position: absolute;
  width: 650px;
  height: 650px;
  right: -180px;
  top: -250px;
  border: 1px solid var(--line);
  border-radius: 50%;
  box-shadow: inset 0 0 120px rgba(49, 255, 132, .08), 0 0 100px rgba(49, 255, 132, .05);
}
.hero-grid { position: relative; display: grid; grid-template-columns: 1.06fr .94fr; gap: 70px; align-items: center; }
.hero h1 { max-width: 11ch; text-wrap: balance; }
.hero h1::first-line { color: var(--neon); }
.hero p.intro { max-width: 59ch; color: var(--muted); font-size: 1.05rem; }
.hero-tbl { display: flex; flex-wrap: wrap; gap: 11px; margin: 28px 0; }
.poin { display: flex; flex-wrap: wrap; gap: 8px; margin: 0; padding: 0; list-style: none; }
.poin li { padding: 6px 11px; border: 1px solid var(--line); border-radius: 999px; color: #bcd7c5; background: rgba(11, 29, 20, .7); font-size: .76rem; font-weight: 750; }
.statistik { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin-bottom: 24px; }
.stat { padding: 15px; border: 1px solid var(--line); border-radius: var(--radius-sm); background: linear-gradient(145deg, rgba(17, 55, 35, .72), rgba(7, 20, 14, .82)); }
.stat strong { display: block; color: var(--neon); font-size: 1.45rem; line-height: 1.1; }
.stat span { color: var(--muted); font-size: .72rem; }
.kolase { display: grid; grid-template-columns: repeat(3, 1fr); gap: 13px; padding: 18px; border: 1px solid var(--line); border-radius: 30px; background: rgba(11, 29, 20, .55); box-shadow: var(--shadow); }
.kolase .ubin { width: 100%; height: auto; }
.kolase .ubin:nth-child(1), .kolase .ubin:nth-child(5) { transform: translateY(16px); }
.kolase .ubin:nth-child(3) { transform: translateY(-10px); }

/* Visual game */
.ubin, .ubin-besar {
  display: grid;
  place-items: center;
  padding: 10px;
  border: 1px solid var(--line-strong);
  border-radius: 22px;
  color: #fff;
  font-size: 1.35rem;
  font-weight: 900;
  line-height: 1.08;
  text-align: center;
  text-shadow: 0 2px 10px rgba(0, 0, 0, .35);
  box-shadow: inset 0 0 0 1px rgba(255,255,255,.05), 0 14px 35px rgba(0,0,0,.25);
}
img.ubin, img.ubin-besar, img.gambar-unggulan { padding: 0; object-fit: cover; }

/* Search, filter, game cards */
.alat-cari { display: flex; flex-wrap: wrap; gap: 13px; align-items: center; margin-bottom: 28px; }
.kotak-cari { display: flex; flex: 1 1 290px; min-height: 47px; align-items: center; gap: 8px; padding: 6px 15px; border: 1px solid var(--line); border-radius: 13px; background: var(--surface); color: var(--muted); }
.kotak-cari input { width: 100%; padding: 7px 0; border: 0; outline: 0; background: transparent; color: var(--text); }
.filter-baris { display: flex; flex-wrap: wrap; gap: 7px; }
.filter { min-height: 40px; padding: 7px 13px; border: 1px solid var(--line); border-radius: 10px; background: var(--surface); color: var(--muted); font-size: .78rem; font-weight: 800; cursor: pointer; }
.filter:hover { border-color: var(--line-strong); color: var(--text); }
.filter.aktif { border-color: var(--neon); background: var(--neon); color: #031108; }
.kosong { padding: 30px; color: var(--muted); text-align: center; }
.grid-game { display: grid; grid-template-columns: repeat(auto-fill, minmax(235px, 1fr)); gap: 18px; }
.kartu {
  display: flex;
  min-width: 0;
  flex-direction: column;
  gap: 9px;
  padding: 17px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: linear-gradient(155deg, rgba(17, 48, 31, .92), rgba(7, 20, 14, .96));
  box-shadow: 0 12px 36px rgba(0, 0, 0, .18);
  transition: transform .18s ease, border-color .18s ease;
}
.kartu:hover { border-color: var(--line-strong); transform: translateY(-5px); }
.kartu .ubin { width: 88px; height: auto; }
.kartu h3 { margin: 6px 0 0; }
.kartu h3 a { color: var(--text); text-decoration: none; }
.kartu h3 a:hover { color: var(--neon); }
.kartu .oleh { margin: 0; color: #759783; font-size: .74rem; }
.kartu .ringkas { flex: 1; margin: 0; color: var(--muted); font-size: .86rem; }
.kartu .aksi { display: flex; flex-wrap: wrap; gap: 7px; margin-top: 7px; }
.kartu .aksi .tbl { min-height: 42px; padding: 8px 13px; font-size: .75rem; }
.rating { margin: 0; color: var(--muted); font-size: .78rem; }
.rating .bintang { color: var(--neon-2); letter-spacing: 1px; }
.tanggal { margin: 5px 0 0; color: var(--muted); font-size: .76rem; }
.tag { display: inline-flex; align-self: flex-start; padding: 3px 9px; border: 1px solid var(--line); border-radius: 999px; background: rgba(57, 255, 136, .05); color: var(--neon); font-size: .68rem; font-weight: 850; }
.tag-kami { background: var(--neon); color: #031108; }

/* Featured */
#unggulan { background: linear-gradient(180deg, rgba(8, 28, 18, .8), transparent); }
.grid-unggulan { display: grid; grid-template-columns: repeat(3, 1fr); gap: 19px; }
.kartu-unggulan { overflow: hidden; border: 1px solid var(--line); border-radius: var(--radius); background: var(--surface); color: var(--text); text-decoration: none; box-shadow: var(--glow); transition: transform .2s ease, border-color .2s ease; }
.kartu-unggulan:hover { border-color: var(--neon); color: var(--text); transform: translateY(-6px); }
.kartu-unggulan .gambar-unggulan { width: 100%; height: auto; border: 0; border-bottom: 1px solid var(--line); border-radius: 0; }
.isi-unggulan { padding: 18px 20px 22px; }
.isi-unggulan h3 { margin: 10px 0 5px; font-size: 1.28rem; }
.isi-unggulan .oleh { margin: 0; color: var(--muted); font-size: .77rem; }

/* User review example */
.bagian-ulasan { position: relative; background: #06110b; border-block: 1px solid var(--line); }
.bagian-ulasan::before { content: ""; position: absolute; inset: 0; pointer-events: none; background: radial-gradient(circle at 82% 20%, rgba(57,255,136,.08), transparent 28rem); }
.kepala-ulasan-bagian { position: relative; }
.catatan-contoh { position: relative; max-width: 830px; margin: -8px 0 26px; padding: 13px 16px; border-left: 3px solid var(--neon-2); border-radius: 0 12px 12px 0; background: rgba(141, 255, 90, .08); color: #c9dfd0; font-size: .82rem; }
.catatan-contoh b { color: var(--neon-2); }
.grid-ulasan { position: relative; display: grid; grid-template-columns: repeat(3, 1fr); gap: 17px; }
.kartu-ulasan { min-width: 0; padding: 21px; border: 1px solid var(--line); border-radius: 20px; background: linear-gradient(145deg, var(--surface-2), rgba(7, 22, 14, .96)); box-shadow: 0 15px 42px rgba(0,0,0,.18); }
.kepala-ulasan { display: flex; align-items: center; gap: 12px; }
.kepala-ulasan > div { min-width: 0; }
.avatar-ulasan { display: grid; width: 46px; height: 46px; flex: 0 0 46px; place-items: center; border: 1px solid var(--neon); border-radius: 14px; background: linear-gradient(145deg, #103a24, #0b7b42); color: #fff; font-size: .78rem; font-weight: 900; box-shadow: 0 0 22px rgba(57,255,136,.13); }
.kepala-ulasan h3 { margin: 0 0 2px; font-size: .96rem; }
.perangkat-ulasan { margin: 0; overflow-wrap: anywhere; color: #7fa18c; font-size: .7rem; }
.bintang-ulasan { margin: 15px 0 10px; color: var(--neon-2); letter-spacing: 2px; }
.isi-ulasan { margin: 0; color: #b9d0c0; font-size: .86rem; }

/* Guide, editorial, FAQ */
.panel { padding: 25px; border: 1px solid var(--line); border-radius: var(--radius); background: linear-gradient(145deg, var(--surface-2), var(--surface)); box-shadow: var(--glow); }
.grid-fitur { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.grid-fitur .angka { display: grid; width: 39px; height: 39px; place-items: center; margin-bottom: 16px; border-radius: 11px; color: #031108; font-weight: 950; }
.grid-fitur h3 { font-size: .98rem; }
.grid-fitur p { margin: 0; color: var(--muted); font-size: .84rem; }
.faq details { padding: 17px 0; border-top: 1px solid var(--line); }
.faq details:last-child { border-bottom: 1px solid var(--line); }
.faq summary { position: relative; padding-right: 34px; cursor: pointer; list-style: none; font-weight: 850; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 4px; color: var(--neon); font-size: 1.25rem; }
.faq details[open] summary::after { content: "–"; }
.faq p { max-width: 74ch; margin: 11px 0 0; color: var(--muted); }
#tentang .panel { position: relative; overflow: hidden; display: grid; grid-template-columns: .65fr 1.35fr; column-gap: 55px; padding: 44px; }
#tentang .panel::after { content: "GOMU837"; position: absolute; right: -20px; bottom: -52px; color: rgba(57,255,136,.035); font-size: clamp(5rem, 15vw, 12rem); font-weight: 950; letter-spacing: -.08em; }
#tentang .panel .label, #tentang .panel h2 { grid-column: 1; }
#tentang .panel p { position: relative; z-index: 1; grid-column: 2; color: var(--muted); }

/* Game detail */
.remah { padding-top: 24px; color: var(--muted); font-size: .78rem; }
.remah ol { display: flex; flex-wrap: wrap; gap: 7px; margin: 0; padding: 0; list-style: none; }
.remah li + li::before { content: "›"; margin-right: 7px; color: #557363; }
.remah a { color: var(--muted); }
.kepala-game { display: grid; grid-template-columns: 180px 1fr; gap: 37px; align-items: start; padding: 48px 0 20px; }
.kepala-game .ubin-besar { width: 180px; height: auto; }
.kepala-game .oleh { margin: 0 0 10px; color: var(--muted); }
.baris-cip { display: flex; flex-wrap: wrap; gap: 7px; margin: 13px 0 19px; padding: 0; list-style: none; }
.cip { padding: 5px 11px; border: 1px solid var(--line); border-radius: 999px; background: var(--surface); color: #b9d2c1; font-size: .76rem; }
.teks { max-width: 76ch; }
.teks p, .teks ul { color: var(--muted); }
.teks li { margin-bottom: 7px; }
.galeri { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 17px; }
.prev-item { margin: 0; }
.prev-item img { width: 100%; height: auto; border: 1px solid var(--line-strong); border-radius: 18px; background: var(--surface); object-fit: cover; }
.prev-kosong { display: flex; width: 100%; flex-direction: column; align-items: center; justify-content: center; gap: 3px; padding: 12px; border: 1px dashed var(--line-strong); border-radius: 18px; background: radial-gradient(circle, #0e3a23, var(--surface)); color: var(--muted); text-align: center; }
.prev-kosong span { color: var(--text); font-size: .88rem; font-weight: 850; }
.prev-kosong small { font-size: .7rem; }
.sumber { color: #789784; font-size: .8rem; }
.info-ortu { padding: 21px 24px; border: 1px solid rgba(217,255,116,.34); border-radius: var(--radius); background: rgba(217,255,116,.06); }
.info-ortu h3 { color: var(--warning); }
.info-ortu p { margin: 0; color: #bdcfae; }
.tabel-info { display: grid; grid-template-columns: repeat(auto-fit, minmax(215px, 1fr)); gap: 0 22px; margin: 0; padding: 22px 25px; border: 1px solid var(--line); border-radius: var(--radius); background: var(--surface); }
.tabel-info > div { padding: 11px 0; border-bottom: 1px dashed var(--line); }
.tabel-info dt { color: #799987; font-size: .66rem; font-weight: 800; letter-spacing: .09em; text-transform: uppercase; }
.tabel-info dd { margin: 2px 0 0; font-weight: 850; }
.pita-ajakan { padding: 42px 25px; border: 1px solid var(--line-strong); border-radius: var(--radius); background: linear-gradient(135deg, #0c2d1c, #07140e); text-align: center; box-shadow: var(--glow); }
.pita-ajakan p { color: var(--muted); }

/* Footer */
.footer { margin-top: 36px; padding: 55px 0 24px; border-top: 1px solid var(--line); background: #030805; }
.footer-grid { display: grid; grid-template-columns: 1.4fr repeat(3, 1fr); gap: 30px; }
.footer h3 { font-size: .9rem; }
.footer ul { margin: 0; padding: 0; list-style: none; }
.footer li { margin-bottom: 6px; }
.footer a { color: #8eae99; font-size: .8rem; text-decoration: none; }
.footer a:hover { color: var(--neon); }
.footer .catatan { max-width: 40ch; color: #789282; font-size: .82rem; }
.footer-bawah { margin-top: 32px; padding-top: 18px; border-top: 1px solid var(--line); color: #627c6b; font-size: .74rem; }
.footer-bawah p { margin: 0 0 6px; }

@media (max-width: 980px) {
  .hero-grid { grid-template-columns: 1fr; }
  .kolase { max-width: 650px; }
  .grid-unggulan, .grid-ulasan { grid-template-columns: repeat(2, 1fr); }
  .grid-fitur { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
  #tentang .panel { display: block; }
}

@media (max-width: 820px) {
  .menu-tombol { display: block; }
  .nav {
    display: none;
    position: absolute;
    top: 100%;
    right: -20px;
    left: -20px;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 8px 20px 18px;
    border-bottom: 1px solid var(--line);
    background: rgba(5, 13, 9, .98);
    box-shadow: var(--shadow);
  }
  .nav.buka { display: flex; }
  .nav a { min-height: 45px; padding: 11px 4px; border-bottom: 1px solid var(--line); }
  .nav a::after { display: none; }
}

@media (max-width: 620px) {
  body { font-size: 15.5px; }
  .wrap, .header-isi { width: min(var(--max), calc(100% - 28px)); }
  section { padding: 64px 0; }
  .hero { padding: 75px 0 65px; }
  .hero h1 { max-width: 12ch; }
  .statistik { grid-template-columns: 1fr; }
  .kolase { gap: 8px; padding: 12px; border-radius: 22px; }
  .grid-unggulan, .grid-ulasan, .grid-fitur { grid-template-columns: 1fr; }
  .alat-cari { align-items: stretch; flex-direction: column; }
  .kotak-cari { flex-basis: auto; }
  .grid-game { grid-template-columns: 1fr; }
  .kartu { display: grid; grid-template-columns: 74px 1fr; column-gap: 14px; }
  .kartu .ubin { grid-column: 1; grid-row: 1 / span 3; width: 74px; }
  .kartu > .tag, .kartu > h3, .kartu > .oleh { grid-column: 2; }
  .kartu .ringkas, .kartu .rating, .kartu .tanggal, .kartu .aksi { grid-column: 1 / -1; }
  .kartu .aksi .tbl { flex: 1 1 100%; }
  .kepala-game { grid-template-columns: 1fr; }
  .kepala-game .ubin-besar { width: 135px; }
  .footer-grid { grid-template-columns: 1fr; }
  #tentang .panel { padding: 28px 23px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .001ms; }
}


/* =========================================================
   VARIAN 05 — WEALTH JOURNAL / FINANCE EDUCATION
   ========================================================= */
:root {
  --bg: #f5f8f3;
  --bg-2: #eaf1e8;
  --surface: #ffffff;
  --surface-2: #edf5ef;
  --surface-3: #d9ebdf;
  --text: #0d2620;
  --muted: #597069;
  --line: rgba(7,77,55,.15);
  --line-strong: rgba(7,107,72,.42);
  --neon: #087a50;
  --neon-2: #7ebd43;
  --aqua: #1c8f88;
  --warning: #8d6811;
  --shadow: 0 22px 60px rgba(24,62,49,.10);
  --glow: 0 0 0 1px rgba(8,122,80,.08),0 16px 45px rgba(8,122,80,.07);
  --radius: 18px;
  --radius-sm: 12px;
  --max: 1180px;
}
html:has(.tema-finance) { color-scheme:light; }
.tema-finance {
  color-scheme:light;
  background:
    repeating-linear-gradient(0deg,transparent 0 31px,rgba(8,122,80,.025) 32px),
    var(--bg);
  color:var(--text);
}
.tema-finance .pita-krayon { height:6px; background:linear-gradient(90deg,#053d2c,#0c8b5d 70%,#b5d96c); box-shadow:none; }
.tema-finance .header { background:rgba(245,248,243,.95); }
.tema-finance .nav a { color:#405f54; }
.tema-finance .menu-tombol { background:#fff; }
.tema-finance .hero { padding-block:98px; background:linear-gradient(135deg,#e7f0e8,#f7faf5 65%); }
.tema-finance .hero::before { width:520px;height:320px;right:-100px;top:90px;border-radius:0;transform:skewY(-8deg); }
.tema-finance .hero-grid { grid-template-columns:.78fr 1.22fr; }
.tema-finance .hero-grid > div:first-child { order:2; }
.tema-finance .kolase { order:1; grid-template-columns:repeat(2,1fr); padding:0; border:0; background:transparent; box-shadow:none; }
.tema-finance .kolase .ubin { border:0; border-bottom:5px solid var(--neon); border-radius:18px 18px 4px 4px; box-shadow:var(--shadow); transform:none!important; }
.tema-finance .kolase .ubin:first-child { grid-column:1/-1; }
.tema-finance .hero h1 { max-width:12ch; color:#093d2c; }
.tema-finance .hero h1::first-line { color:#093d2c; }
.tema-finance .stat { background:#fff; }
.tema-finance .poin li { color:#395c50; background:#fff; }
.tema-finance #unggulan { background:#0d3026; color:#fff; }
.tema-finance #unggulan .kepala-bagian>p { color:#b4c9c0; }
.tema-finance .grid-unggulan { grid-template-columns:1fr; }
.tema-finance .kartu-unggulan { display:grid; grid-template-columns:190px 1fr; border-radius:12px; background:#153f33; }
.tema-finance .kartu-unggulan .gambar-unggulan { width:190px;height:100%;border:0;border-right:1px solid rgba(255,255,255,.12); }
.tema-finance .kartu { border:0; border-left:5px solid var(--neon); background:#fff; box-shadow:var(--shadow); }
.tema-finance .kartu .ubin { width:74px; border-radius:50%; }
.tema-finance .tbl-utama { background:#087a50; color:#fff; }
.tema-finance .tbl-utama:hover { color:#fff; }
.tema-finance .tbl-garis { background:#fff; color:#0d4b36; }
.tema-finance .bagian-ulasan { background:#e6efe7; }
.tema-finance .kartu-ulasan { background:#fff; }
.tema-finance .avatar-ulasan { border-radius:50%; background:#0c6848; }
.tema-finance .grid-fitur { grid-template-columns:repeat(2,1fr); }
.tema-finance .grid-fitur .panel { border-top:4px solid var(--neon-2); background:#fff; }
.tema-finance #tentang .panel { background:#fff; }
.tema-finance .footer { background:#082219; }
.tema-finance .pita-ajakan { background:linear-gradient(135deg,#0c5139,#123329);color:#fff; }
@media (max-width:820px) {
  .tema-finance .hero-grid { grid-template-columns:1fr; }
  .tema-finance .hero-grid > div:first-child { order:1; }
  .tema-finance .kolase { order:2; }
}
@media (max-width:620px) {
  .tema-finance .kartu-unggulan { grid-template-columns:100px 1fr; }
  .tema-finance .kartu-unggulan .gambar-unggulan { width:100px; }
  .tema-finance .grid-fitur { grid-template-columns:1fr; }
}